Shit happens :)

Let it snow

google

Everybody loves snow and cold weather until it gives out the worst possible luck strike ever, like trying to get to your car to buy groceries and ending up with the handle in your hand.

Coins

hankermag

Saving is very important, regardless how much you can gather. Even if you manage to save up a few coins, it will make a difference at the end of the month unless you spill water on it.